IT’S TIME TO KNOW US

Universal Life Settlements Inc. (ULS) - Pioneering Financial Stability Since 1998. At ULS, we've carved a unique niche in the investment world by introducing Life Insurance Notesâ„¢, a revolutionary asset class that offers a secure alternative to the volatile realms of stocks and real estate. Born from a vision to leverage the guaranteed returns of life insurance, we've created a path to prosperity for investors globally. With over $1 billion in life insurance benefits purchased and a track record of consistent growth, ULS stands as a beacon of innovation and success in the investment landscape.

photo of mother and child beside body of water
photo of mother and child beside body of water
group of person eating indoors
group of person eating indoors

Our company was founded with the goal of creating these alternative investments, and we have produced positive returns for our investors every year since. Our experience over this time distinguishes us from other investment types. With the most experienced group of disciplined actuaries and asset managers working together, we consistently produce gains year after year. We have simplified the process of acquiring, managing, selling, and collecting policy proceeds, which allows us to continue to grow and offer an alternative financial solution for our clients.

We call our product Life Insurance Notesâ„¢ In addition to offering investment solutions to prospective clients, we are direct buyers in the life settlement market. We purchase policies from individuals and add them to our portfolio; this process enables us to offer high-yielding notes to investors.

white and red wooden house miniature on brown table
white and red wooden house miniature on brown table
woman jumping on green mountains
woman jumping on green mountains
sun light passing through green leafed tree
sun light passing through green leafed tree

Our goal is to provide you with a product that is unique, safe, and highly profitable.

Through meticulous selection of in-force Life Insurance Policies, our investor funds have created financial benefits for all of our clients worldwide. Committed to excellence, we continue to lead the industry in the private sector, delivering positive returns to our clients.

In the late '90s, the principal type of life insurance settlements or sales of in-force policies was generated predominantly through viatical sales transactions. This term is typically used when a terminally or chronically ill insured person wishes to cash in his or her policy for more than the cash value but less than the total death benefit prior to their death. A person is generally considered terminally ill if expected death occurs within two years.

Life Insurance Policies We Buy From

man, woman and child holding hands on seashore
man, woman and child holding hands on seashore

Our commitment to excellence extends to our choice of life insurance carriers. We exclusively deal with A-rated companies, ensuring the highest quality and reliability for our investments. Our portfolio includes respected names like American General, John Hancock, and Transamerica, among others, reflecting our stringent standards and dedication to your investment's safety.